If you need help getting a creditor to stop calling you at home, a bankruptcy lawyer from the Law Office of Mark B. French stands ready to assist. The Fair Debt Collection Practices Act (FDCPA) makes it illegal for creditors and debt collectors to:
- make repeated calls
- call at unreasonable hours of the day
- use deceptive or misleading tactics
- act in a verbally abusive manner
- engage in any other type of creditor harassment
If you are being harassed by a creditor, you need to waste no time in hiring a skilled bankruptcy lawyer to represent your interests. As soon as a creditor or collector finds out you have retained legal counsel, they are generally far more willing to work with you to come up with a mutually-beneficial settlement agreement.
In these types of cases, one of the first lines of defense against creditor harassment is to make a formal request for them to stop contacting you. We can help you draft and send a certified letter to the creditor requesting they cease and desist all communications with you, members of your family, relatives, neighbors, co-workers or your employer pursuant to 15 U.S.C. 1692(c), Section 805(c) of the FDCPA.
Should the debt collector refuse to adhere to your request, then legal action can be pursued. Filing for bankruptcy can also put a stop to creditor harassment. Once an individual files for bankruptcy protection, an automatic stay is issued to temporarily prevent collection efforts from moving forward.
Contact Our Firm Today!
Our firm is committed to being the support our clients need when going through such a difficult time in their lives. We have an in-depth understanding of bankruptcy laws and are relentless advocates for debtor rights. Our lead lawyer is a board-certified consumer bankruptcy specialist who has more than two decades of bankruptcy law experience, an AV Preeminent® Rating from Martindale-Hubbell® and a 9.1 Superb Rating on Avvo. When you need knowledge and expertise on your side, turn to us. Speak a Bedford bankruptcy lawyer about your legal options. Find out how our firm can assist you in pursuing a positive resolution to the creditor problems you face.