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Filing for Bankruptcy

Filing for Bankruptcy in Bedford

Bankruptcy is a system governed under federal law that allows individuals to obtain debt relief. The two types of bankruptcy that individuals commonly file under are Chapter 7 bankruptcy and Chapter 13 bankruptcy. There are important steps under each chapter that you must follow carefully in order to be successful.

As you approach the often frightening legal process of bankruptcy, you can obtain counsel and guidance from our Bedford bankruptcy attorneys. With more than 30 years of experience, our lawyers understand the process and can help you determine the most appropriate strategy for your circumstances.

Preparing to File

As you prepare to file, two important steps must be taken. You will need to complete mandatory credit counseling with an agency that is already approved by the United States Trustee's Office. You will also need to take the means test to determine eligibility for Chapter 7 bankruptcy.

The means test compares your income to the median income for a household of your same size in Texas. If your income is lower than the median, you prove your eligibility for Chapter 7. If your income is higher than the median, or if you simply prefer to, you can file for Chapter 13.

Claiming Exemptions in Texas

If you are considering filing for bankruptcy, you will want to schedule a case evaluation with our experienced lawyer. Claiming exemptions is an important step when filing for bankruptcy in Texas, especially because of the generous exemptions provided. You can either choose from the federal bankruptcy exemptions (11 U.S.C. 522(d)) or the Texas state exemptions. Texas has a homestead exemption that allows you to exempt your home and car. As explore your bankruptcy options, you can benefit from the skillful legal guidance of our Bedford bankruptcy lawyers.

Contact us today to pursue bankruptcy and find out how you can benefit from our services.

Client Experiences

  • “I recommend Mr. French when needing a bankruptcy attorney!”

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  • “We highly recommend Mr. French to handle legal matters and believe me, his counsel made a difficult process easier to get through ...”

    - S Mitchell
  • “We are thankful that we had Mr. French represent us in a difficult situation!”

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