Wage Garnishment Laws in TX
Protect Your Paycheck with Our Bedford Bankruptcy Attorneys
When you go into debt, creditors are desperate to obtain the money they believe is rightfully theirs. One of the most common methods they utilize to do so is by wage garnishments. This involves taking money from your paycheck and using it to pay off your debts. While extremely disheartening, creditors are bound by state laws which limit the wages they can garnish and for what purpose.
If you are at risk for wage garnishment, it is imperative that you retain a Bedford bankruptcy lawyer. Your hard-earned money is at risk and The Law Office of Mark B. French can help you protect it. With over 35 years of experience, we are adept at fighting for the favorable outcomes our clients need.
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When can a creditor garnish my wages?
Texas wage garnishment laws are extremely strict, even more so than federal laws on the matter. In most cases, your wages cannot be garnished by creditors except for:
- Unpaid income taxes
- Court-ordered alimony and child support
- Student loans
Even in the above circumstances, there are limits to how much money creditors can garnish from your paycheck. Creditors must leave enough money for debtors to pay for necessary living expenses, such as rent or mortgage payments, food, and utility bills. Additionally, if you owe money for taxes, alimony or child support, or student loans, creditors can garnish your wages without getting a court judgment.
There is no question that wage garnishment laws can be confusing to understand and many debtors feel helpless in the face of intimidating creditors. Fortunately, you do not have to go through this difficult time alone. Your rights matter and our firm is committed to standing up for the justice you deserve.
No matter what the circumstances of your possible wage garnishment, we may be able to help. Contact our firm today to speak with our experienced bankruptcy attorneys in Bedford!
