Chapter 7

Chapter 7 Lawyers in Bedford

Are you facing serious financial difficulty that has resulted in emotional stress to you and your family? Chapter 7 bankruptcy is a beneficial process for many individuals as they seek to resolve their debt issues. It is the liquidation form of bankruptcy in which there is no repayment plan.

Rather than paying off your debt over time as in Chapter 13 bankruptcy, Chapter 7 bankruptcy liquidates your assets that are not protected by Texas or federal law. Under this form of bankruptcy, debtors are offered protection from creditors and relief from the debts that have consumed their lives.

Qualifying for Chapter 7

In order to qualify for Chapter 7 bankruptcy, you must prove that you make less than the median income for individuals within your area, which can be determined through the means test. If your income is less than the average, you will likely be eligible. If your income is above the median income level, you can pursue Chapter 13 bankruptcy instead.

After you have determined your eligibility for Chapter 7 bankruptcy, you can have all of your debts discharged once the liquidation process is complete. To begin the process, you will need to file a petition with your local bankruptcy court. We can help ensure that you complete each step correctly.

Legal Guidance from The Law Office of Mark B. French

After Chapter 7 bankruptcy is complete, you are no longer liable for any debts covered under that particular case. In addition, creditors are required to cease all collection attempts. At The Law Office of Mark B. French, our lawyers have more than 35 years of experience helping clients through their bankruptcies.

Speak with our Bedford Chapter 7 bankruptcy attorneys from The Law Office of Mark B. French to better understand the process. We can help you determine if Chapter 7 is right for you.

Schedule a case evaluation at your earliest convenience by contacting our firm. We can assist you through this emotional and difficult financial situation.

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  • "I recommend Mr. French when needing a bankruptcy attorney!"
    My experience with Mr. French was a good one. The steps required to file my case were clearly explained to me and unfolded as described. I recommend Mr. French when needing a bankruptcy attorney.
    P. Potter